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QUICK, NO SURPRISES APPLICATION: The ScratchPay application is simple and the terms of your plan are presented clearly during your application. No hidden fees or prepayment penalties!
CUSTOM PAYMENT TERMS: We know every situation is unique, so your options will be too. Scratchpay customizes your terms using a holistic application process.
EASY MONTHLY PAYMENTS: Once you use Scratchpay, the app makes it simple to manage your payments. Autopay is available to set up automatic scheduled monthly payments.